Therapist Insurance


Therapist Insurance

Therapist Insurance

We are now offering to all our students on case study work, newly qualified and existing therapists’ very competitive indemnity insurance to cover for Professional Indemnity, Medical Malpractice and Public & Products Liability. We are a fully approved training provider with Balens Ltd. See below for policy cover.

Athena Holistics is an Introducer Appointed Representative of Balens Ltd, Bridge House, Portland Road, Malvern, Worcestershire, WR14 2TA, who are authorised and regulated by the Financial Conduct Authority. Our registration no. 593738

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Our Block Insurance Scheme

About the Block Scheme – Our block insurance scheme runs starts from 19th Nov to 18th Nov in any one year. Should you take out our insurance during any particular time of the year then the insurance cost will be reduced pro-rata as indicated in the Short Period Table below.

When your insurance cover is in place a reminder will be sent out to you in advance of the 19th Nov in any particular year to remind you to renew your insurance cover for the full year as noted in the Annual Rate Table

Policy runs from 19th Nov 2019 to 18th November 2021

NB If you are joining this scheme three months or more after the start date, please see the short period rate table below.


Annual Rate Table



Per claim, unlimited number of claims in the year with unlimited Legal costs in addition.

Full Practitioner


Student- Case study work


Pemium Tax/Levy, DAS Legal Expenses Package, Balen Admin/Doc fee of £0-£30 and an Affinity fee of £0-£5


  • Your Scheme has common renewal date for all Members of 19th November.
  • In order to take your cover round to this date, the premiums reduce according to when you join.


19 Nov – 18 Feb

19 Feb – 18 May

19 May – 18 Aug

19 Aug – 18 Nov

£4M Full Practitioner





£4M Student





The policy covers:-

  • One of the widest policies available on the market.
  • Indemnity limit: £4,000,000 Unlimited number of claims a year and unlimited legal defence costs!
  • Annual Premium: Trainee Teacher-£28.25 and Qualified – £70.03
  • 3000 therapies/activities may be added and many at no additional premium
  • Professional Indemnity, Medical Malpractice, Public & Products Liability, Loss of Reputation, Breach of Intellectual Property, Client Confidentiality Protection, Loss of Documents, First Aid
  • Retro-active cover to pick up any previously insured work performed
  • Run off cover included for an unlimited period to ensure that you are protected if a claim was made after the policy is stopped for work done in the policy period
  • £100,000 Disciplinary Hearings Defence cover / Legal Defence of your legal rights involving Criminal Proceedings, Data Protection, wrongful arrest, actions against you for unlawful discrimination
  • £100,000 Negotiation and representation in event of HMRC partial or full enquiry
  • Wide range of free 24 hour Advice lines, including Legal/Tax Advice
  • Jury or Witness Service Compensation
  • Covered to work anywhere in UK as well as temporary cover for work abroad with no time restrictions (excl USA and Canada)
  • No extra charges for replacement certificates / changes to your policy
  • Bridge House, Portland Road, Malvern, WORCS, WR14 2TA

01684 893006 – – Further information/form/sign up online-UK only